King of Kash Loan Review: Everything You Need To Know

King of Kash Loan Review: Everything You Need To Know

King of Kash is a financial service company that offers cash on installment loans without documents.

King of Kash provides personal, signature, and installment loans to customers in multiple states.

About King Of Kash?

King of Kash is a financial services company specializing in installment loans and based in Kansas City, Missouri.

The company was founded in 1978 and has since grown beyond Missouri to serve customers in multiple states.

King of Kash provides more affordable installment loans than many banks, payday, or title loan companies, to thousands of customers.

Since their first store opened, King of Kash has earned a reputation as a friendly, honest, and convenient service provider.

They offer thousands of loyal customers exceptional service, inviting stores, and the peace of mind that comes from working with a solid company.

There, King of Kash strives to build a high-quality financial services organization characterized by integrity and fairness. Their focus is always on you, their customer.

King of Kash is licensed and regulated by every state it operates in and fully complies with all laws and regulations.

Why King Of Kash?

When it comes to getting a quick cash loan, King of Kash makes it easy to get cash when you need it.

  • No Collateral Required
  • Non Traditional Credit Check
  • No Loan Origination Fees
  • Quick Approval 24/7.

How King Of Kash Loan Works?

  • Apply Online

Apply online today to see if you qualify for one of their affordable, no credit check loans and get your money quickly and easily.

  • Lighting Fast Approval

King of Kash online loan approval process is based on your ability to repay the loan and not based on your credit history so you can be approved in minutes, not days.

  • Quick Cash Disbursement

Once approved, you can pick up your easy online loan at any of King of Kash locations or have the cash deposited directly to your account in one business day.

King Of Kash Loan Requirements?

  • Open and active checking or savings account (for a minimum of 30 days)
  • Debit or Credit Card in your name with a Visa or MasterCard logo
  • Verifiable home or cell phone
  • You must be at least 18
  • U.S. citizen
  • Verifiable Social Security number
  • Valid photo I.D.

Why You Should Apply For King Of Kash Loan?

King of Kash has been providing affordable, low risk personal loans with no credit for almost 40 years and is one of the fastest growing money lenders.

They are dedicated to helping their customers and loan applicants meet their financial obligations with fast, low-cost signature loans that don’t require a traditional credit check and zero collateral down.

So, No matter why you need the money, King of Kash is in your corner. With their hassle-free installment loan approval process has been streamlined so you can get the money you need when you need it and not have to wait days.

You can apply for your King of Kash loan online, or if you are in Missouri you can call one of their convenient locations nearest you to speak with one of their online loan specialists.

How Much Can I Borrow From King Of Kash?

First loan can be as much as $800 then Future loans are based on timely payments and may increase up to a maximum of $5000. Most payday loans are under $1000.

King of Kash Is Different – See Why!

At King of Kash, they don’t perform traditional credit checks to see if you qualify for one of our loans.

With their signature loans, all you need to qualify is your signature! It is their firm belief that everyone deserves a fair shake.

They believe that loan applicants shouldn’t be judged too harshly because of poor credit scores and that it shouldn’t jeopardize your financial future or your ability to make ends meet.

Their lightning-fast bad credit loan approval process doesn’t require you to put down any collateral to qualify and bases your approval on your ability to repay the loan in a timely manner.

King of Kash loans are meant to help you meet your financial obligations just like Eloan Finance and improve your credit with affordable monthly payments.

How King of Kash Pays Their Loan.

Once a King of Kash customer is fully approved for their loan, King of Kash has the ability to issue the loan funds via the following methods:

  • Physical check that can be printed and picked up at any of our convenient loan store locations
  • Wire transfer, which is sent to your bank the same day between 9am and 3pm Monday – Friday and sent to the bank the next banking day if fully approved after 3pm Monday – Friday or on Saturday.
  • ACH transfer, which is sent to your bank the next banking day.

King Of Kash Loan Services To Apply

1. Personal Loan

KOK personal loan is an unsecured loan that does not require any collateral and normally doesn’t require a traditional credit check to qualify.

Most lenders will perform what is known as a soft credit check to determine if your finances support you being approved for a loan.

These loans may come with a lower interest rate than a credit card or line of credit for a low-risk alternative when you need money to get yourself out of a tight financial jam or to fund a family vacation.

2. Signature Loan

The term signature loan is often interchanged with personal loan. Some people also call it a loan of good faith as lenders banks on your good faith to pay the loan and nothing more.

Regardless, these loans are unsecured loans that typically have so few qualification requirements that all you need to qualify is to sign the dotted line and the promise that you’ll repay the loan.

This type of loan allows you to borrow a larger amount of money than a payday loan and you can pay it back over a longer loan term.

You can then use the loan for any purpose such as celebrating your anniversary, going on vacation, funding education or consolidating your debt.

3. Line Of Credit

A line of credit, also known as an LOC, is essentially a loan that can be used like a credit card.

A financial institution will approve a borrower for a set amount and the borrower has full use of the funds as long as they don’t overdraw the account and continue to meet their monthly payments.

And as you pay off the balance, that money becomes available to be reused again just like your credit card balance.

However, unlike a credit card, an online line of credit will usually have a final date where the balance will need to be paid in full.

Getting approved for a personal line of credit is an excellent way to have extra funds when your income or borrowing needs vary. It can be a great way to finance a wedding, home improvement project, or as a way to fund your own business.

It can also be used as overdraft protection in case you don’t have a fixed income or you have a medical condition that can keep you from working.

4. Installment Loan

Installment loans are any type of loan where the total amount is divided into equal amounts that you repay on a monthly basis for the duration of the loan term until it’s paid off in full. Car loans, online personal loans, signature loans, and some mortgages are examples of loans with monthly payments.

This type of loan will normally have a fixed interest rate so your monthly payment is always the same.

This makes it much easier to budget for, manage, and pay back since you can simply set up auto-pay to deduct the payment from your bank account on a regular schedule.

They are ideal for mid to big-ticket expenses like a vacation, expensive appliances, or paying back an emergency bill you weren’t expecting.

Basically, the borrower has full discretion on how to use the loan. These loans are also offered on longer terms, typically starting from 6 months to a few years and for bigger loan amounts, typically starting from $1,000 and up.

5. Student Loan

With the rising cost of higher education, most students can’t afford to go to college unless they take out student loans.

Student loans are generally like any other type of loan. You apply for them, you get approved, and you get your money. It’s a pretty straightforward affair, but the main difference between them and a regular loan is that you can only use your student loan on school related expenses.

6. Home Improvement Loans

A home improvement loan is typically provided by a mortgage lender, whether it’s your current or a new one.

Home equity loans let you borrow against the equity you’ve built up paying off your mortgage. So, if your home is worth $200,000 and you have $180,000 left on your mortgage, you have $20,000 of equity in your home.

The more equity you have, the more you can borrow and put towards renovating your home.

7. Debt Consolidation Loan

Debt consolidation loans are loans that allow you to pay off multiple outstanding debts and repay the full amount with new terms to a single lender.

This type of loan will generally have a lower interest rate than the average of your outstanding debts and a longer loan term to keep repaying it from becoming a financial burden. They’re meant to get you out of debt, not put you back in it.

8. Auto Loan

Car loans are loans that are funded to specifically be used for buying a new or used car.

There isn’t anything out of the ordinary to it. Car loans are unsecured installment loans, just like any other installment loan, but you can only use it for buying a new or used vehicle at an approved dealership or from a private party.

King Of Kash Contacts

Contact them today by calling or visiting one of King of Kash location branches during regular business hours. 

Can’t contact a store? Please use King of Kash number call 1-800-892-3006 during regular business hours or visit King of Kash’s online FAQs for answers to commonly asked questions.